Desmond Cray
Financial Planning ConsultantSpent twelve years helping Queensland businesses sort out their money situations. Started doing this because too many good companies were failing for fixable reasons.
Budget Planning Sessions That Actually Make Sense
Real talk about money management from people who've worked with hundreds of Australian businesses. We skip the jargon and get straight to what works when you're trying to keep a business financially healthy.
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What's Coming Up
August 14,
2025
Cash Flow Basics Without the Confusion
Most businesses don't fail because of bad ideas. They run out of money at the wrong time. We'll walk through how to see cash flow problems before they become actual problems.
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September 22,
2025
Building Budgets That Bend Instead of Break
Fixed budgets work great until something unexpected happens. Which is always. Learn how to create flexible spending plans that survive real business conditions.
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October 30,
2025
Reading Financial Reports Like a Human
Balance sheets and P&L statements feel like they're written in another language. They kind of are. We'll translate them into information you can actually use to make decisions.
Sign Up NowWho's Running These Sessions
We've asked people who spend their days actually working with business finances to share what they've learned. No theory lectures, just practical experience.
Irving Sutton
Budget Strategy AdvisorWorks with businesses that are growing faster than their financial systems can handle. His background is in turnaround consulting, so he's seen what happens when budgets don't work.
What We Actually Cover
Setting Realistic Financial Goals
How to figure out what's achievable based on your actual business, not someone else's success story.
Tracking That Doesn't Take Forever
Simple systems that tell you what you need to know without becoming a second full-time job.
Planning for Growth Without Going Broke
How to invest in getting bigger while keeping enough money around to survive the process.
Adjusting When Things Change
What to do when your carefully planned budget meets actual business reality.
How to Join a Session
Sessions are limited to twenty participants so everyone gets a chance to ask their specific questions. We record them, but the live discussion is usually where the most useful information comes out.
1
Pick Your Session
Choose the topic that matches what you're dealing with right now. You can always join others later.
2
Register Online
Takes about two minutes. We'll send you the connection details and any prep materials.
3
Show Up Ready
Bring your questions. The more specific they are to your situation, the more useful the answers will be.